Description

Morgan McKinley is partnering with a Non-Bank Lender looking for a Senior Credit Analyst, specialising in Asset Finance. This is a hybrid role, with 4 days to be based in the Sydney office.

In this role, you will ensure that risk and customer creditworthiness are assessed in accordance with company credit policy. You will play a key role in protecting the integrity of the organisation while delivering exemplary customer service. You will also support the Team Leader as a 2IC , assisting in team management and ensuring deadlines are delivered within required timeframes.

Responsibilities :

• Prepare, recommend, and approve loan applications
• Work closely with internal teams and external stakeholders, including BDMs, Brokers and suppliers.
• Minimise fraud and credit losses while ensuring strict adherence to NCCP, AML/CTF, and Privacy Act legislation.
• Conduct thorough analysis of financial documents, including Balance Sheets, P&L statements, and Taxation Portals.
• Act as the 2IC to provide leadership support and escalate matters outside of your delegation when necessary.

Requirements :

• 3-5 years experience as a Credit Analyst in commercial lending secured by assets is mandatory.
• Knowledge of the regulatory environment and a degree in Business or Accounting is desirable.
• A good understanding of product-specific lending (Low Doc, Mid Doc, Full Doc) for the SME sector.
• Familiarity with loan structures such as Finance Leases, Lines of Credit, and Premium Funding.
• Excellent client service skills and attention to detail, with the ability to independently problem solve to tight deadlines.

The company provides excellent learning and growth opportunities and sees this role as a stepping stone into a Team Leader position . The business has excellent culture , with great collaboration and a friendly team. Whilst you're required to be in the office for 4 days a week and 1 day from home, they are very flexible!

Please note, you must be an Australian Citizen or Permanent Resident in order to qualify for this role and only successful candidates will be contacted.

If this role is of interest, please click apply or contact Hannah Sykes.